Trips, Prizes, and Perks: The Agent Game

Sell 50 policies and win a trip to Cancun!

Most people think life insurance agents are just helping families plan for the future. But behind the scenes, there’s a different game being played, one where Rolex watches, Ferraris, and all expenses paid vacations are the rewards.

Some agents make commissions of up to 110% on a single life insurance sale. That’s right; more than the actual first-year premium. The kicker? Some of them are funding policies by convincing elderly clients to mortgage their homes. All so they can hit sales targets and win luxury trips or cash bonuses. In this little-known, esoteric corner of finance, the sky’s the limit for avarice…if you’re just willing to look the other way.

And let’s not forget the offshore operations: some companies have already been investigated for money laundering and tax evasion. Ask your agent, point blank: 'Are you being paid more to sell me this?' If they flinch, you’ve got your answer.

This isn’t about serving people; it’s about serving up the next big prize. And it’s time the public started watching the watchers.

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