From Golf Greens to Sausage Fests:
Inside Prize Insurance
When the odds meet underwriting.
Hole in one jackpots, half court heaves, and yes, sausage through the car window contests exist because an underwriter turned chaos into math. Prize indemnity takes three kinds of risk: pure chance, skill, and odds tied to real games. Price changes with selection: a truly random fan is one price, a pre screened ringer is another.
Claims live or die on documentation. Observers on the tee, video at half court, time stamps on kicks. In the age of smartphones there are ten thousand witnesses, which is good news for honest winners and tough news for viral outrage.
Call it what it is: marketing insurance. It turns what if moments into safe promotions. Just do the basics right: clear rules, independent observers, high quality video, and fast, transparent adjudication.
—
Jack Hapsburg
Got denied or lowballed on a claim? Good. You just found your people.
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