Another House In The Surf: Who Pays For Luxury Risk?
Twelve collapses in five years on the Outer Banks.
A Buxton stilt home just fell into the Atlantic, the twelfth OBX house to go since 2020. Erosion is accelerating. The lighthouse moved years ago for a reason.
Here is the uncomfortable question: should working families subsidize oceanfront gambles with cheap insurance and disaster bailouts? Risk based pricing, buyouts, and no rebuild zones are the honest tools. Views are not a right. The ocean always collects.
—
Jack Hapsburg
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